Max. width Min. height Max. height ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour.

Presentatie over: "Max. width Min. height Max. height ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour."— Transcript van de presentatie:

1 Max. width Min. height Max. height ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour Guidelines ING Fuchsia RGB= 171, 0, 102 ING Lime RGB= 208, 217, 60 ING Leaf RGB= 52, 150, 81 ING Mid Grey RGB= 118, 118, 118 Text Colour RGB= 51, 51, 51 Sterker uit de crisis? Marieke Blom, ING Economisch Bureau Prinsjesdagbijeenkomst September 2016

2 ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour Guidelines ING Fuchsia RGB= 171, 0, 102 ING Lime RGB= 208, 217, 60 ING Leaf RGB= 52, 150, 81 ING Mid Grey RGB= 118, 118, 118 Text Colour RGB= 51, 51, 51 No content below the grey line 2 We staan er sterker voor: +46 pnt. -180 dzd +10% Vertrouwen HuizenprijzenWerkloosheid -400 Per mnd Faillissementen Mutaties sinds dal in 2013

3 ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour Guidelines ING Fuchsia RGB= 171, 0, 102 ING Lime RGB= 208, 217, 60 ING Leaf RGB= 52, 150, 81 ING Mid Grey RGB= 118, 118, 118 Text Colour RGB= 51, 51, 51 No content below the grey line 3 Wat waren de ingrepen? Korte termijn:  Bezuinigen ambtenaren - minder, lonen bevriezen  Belastingverhoging - btw, verzekeringen, verhuurders  ‘Kaasschaaf’ – van alles wat minder  Ingrepen zorg – eigen risico, bijdrage Lange termijn:  Pensioen: langer werken, minder opbouwen  Huizenmarkt: minder lenen, minder aftrek, verplicht aflossen  Arbeidsmarkt: ww-duur korter, ontslagrecht  Ingrepen zorg – decentralisatie, verzorgingshuizen Rijksbegroting € 240 mrd Ingrepen € 40 mrd

4 ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour Guidelines ING Fuchsia RGB= 171, 0, 102 ING Lime RGB= 208, 217, 60 ING Leaf RGB= 52, 150, 81 ING Mid Grey RGB= 118, 118, 118 Text Colour RGB= 51, 51, 51 No content below the grey line 4 Nederland trapt hardst op de rem Overheidsuitgaven, excl. rente Index, 2010 = 100 NL Gemiddelde Dui, Fra, Bel, Den, Zwe, VK, VS

5 ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour Guidelines ING Fuchsia RGB= 171, 0, 102 ING Lime RGB= 208, 217, 60 ING Leaf RGB= 52, 150, 81 ING Mid Grey RGB= 118, 118, 118 Text Colour RGB= 51, 51, 51 No content below the grey line 5 Waarom eigenlijk?  ‘Brussel’ Regel = regel  Voorbeeldfunctie Streng geweest  Vertrouwen Financiële markt

6 ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour Guidelines ING Fuchsia RGB= 171, 0, 102 ING Lime RGB= 208, 217, 60 ING Leaf RGB= 52, 150, 81 ING Mid Grey RGB= 118, 118, 118 Text Colour RGB= 51, 51, 51 No content below the grey line 6 Het effect: schatkist op orde Houdbaarheidssaldo (lange termijn financiën) Begrotingssaldo

7 ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour Guidelines ING Fuchsia RGB= 171, 0, 102 ING Lime RGB= 208, 217, 60 ING Leaf RGB= 52, 150, 81 ING Mid Grey RGB= 118, 118, 118 Text Colour RGB= 51, 51, 51 No content below the grey line 7 Afruil met economische groei Grote klap Omvang economie, index, 2009 = 100 BEL, DUI, FRA NL DEN, ZWE VK, VS Huizenmarkt Pensioen Financiële sector Ingrepen overheid

8 ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour Guidelines ING Fuchsia RGB= 171, 0, 102 ING Lime RGB= 208, 217, 60 ING Leaf RGB= 52, 150, 81 ING Mid Grey RGB= 118, 118, 118 Text Colour RGB= 51, 51, 51 No content below the grey line 8 Nog sterkere economische structuur WEF Global competitiveness Index Global Innovation Index Global Enabling Trade Report Logistics Performance Index Ease of Doing Business Corruption Perceptions Human Development Prosperity Index 12345678910 148 12345678910 143 12345678910 138 12345678910 160 1234567891028 189 12345678910 175 12345678910 187 12345678910 142 … … … … … … … Positie 2010 *2016: Global Innovation, Logistics Performance Index, Ease of Doing Business 2015: WEF Global competiveness, Corruption Perceptions, Human Development, Prosperity Index 2014: Global Enabling Trade Report 2014

9 ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour Guidelines ING Fuchsia RGB= 171, 0, 102 ING Lime RGB= 208, 217, 60 ING Leaf RGB= 52, 150, 81 ING Mid Grey RGB= 118, 118, 118 Text Colour RGB= 51, 51, 51 No content below the grey line 9 Prinsjesdag 2016: Hoedjes kijken OUD - Minder geld naar o.a. zorg, sociale zekerheid - Lage-inkomens-voordeel (LIV) - Woningmarkt (LTV, HRA)- - Vermogensrendementsheffing - Heffingsvrije vermogen naar 25K - Verruimde schenkingsregeling - Arbeids- en ouderenkorting, kinderopvang - Tarief 2 e /3 e schijf IB minder verlaagd -2,5 mrd -3.0 +0.5 -0.1 0.0 +0.4 -0.4 NIEUW - Meer geld - Zorg (bezuiniging terugdraaien) - Veiligheid en justitie (vooral terugdraai) - Defensie - Onderwijs - Armoede onder kinderen -1-verdiener met chron ziek part.) - Koopkrachtreparatie (zorg-, huurtoeslag, kindgeb budget) - Uitfasering Pensioen Eigen Beheer (dga) - Terugsluis naar MKB (o.a. Vpb-grens in 2018) +2,6 mrd +1.5 +0.4 +0.5 +0.3 +0.2 +0.1 +1.1 -2.0 +2.0

10 ING Orange RGB= 255, 98, 0 ING Light Grey RGB= 168, 168, 168 ING Indigo RGB= 82, 81, 153 ING Sky RGB= 96, 166, 218 Colour Guidelines ING Fuchsia RGB= 171, 0, 102 ING Lime RGB= 208, 217, 60 ING Leaf RGB= 52, 150, 81 ING Mid Grey RGB= 118, 118, 118 Text Colour RGB= 51, 51, 51 No content below the grey line Overheid heeft financiën op orde: vergrijzingsbestendig Afruil: economie groeide minder hard Groei perspectief gunstig, vergeleken met andere landen Maar dat is nog niet hetzelfde als een nieuwe periode van bloei Europa moet zich opnieuw uitvinden: gaat iedereen zich nu aan de regels houden? 10 Conclusie